Getting Started

The Process

Virtual Lending Source makes the initial process of accessing Mortgage Trigger Leads as easy as possible. Initial set-up involves completing and returning a Sign-Up Packet. In it, we’ll ask you for information about your business, the geography and selects you will want for your leads, your DNC Registry information and how many leads you will want to receive per day. Additionally, we’ll need your agreement to compliance for accessing credit data regarding firm offers of credit, and specific documentation verifying that you are a mortgage broker or banker. Prepayment is required before any leads are ordered. Simply email us or call 800-400-9192 ext. 145 to receive your Sign-Up Packet.

Timing:
Many companies offering Mortgage Trigger Leads take up to 10 days to set up your account. Virtual Lending Source has streamlined this process, and in most cases, can have you receiving leads within 24 hours of submitting the required documentation.

Format:
You will receive your leads via email in an Excel Spreadsheet.

Getting Started

To get started, just fill out our simple information and application form, provide all proper documentation, make your payment and start your account within 24 hours. All fields are required.

Simple Form

First Name

Last Name

Company

Type of Business

Job Title

Address

City

State ZIP ex 12345

Tel Number ex 555-123-1234

Fax Number ex 555-123-1234

Company EIN

Geography by state

Geography by county

Credit Score Range

Minimum Mortgage Balance

Dates to start to receive leads

Email to send leads

If you don’t have a SAN# you can register for one free at DNC Registry. You will need to create an Organization ID, to log on to receive your SAN#. Please include both here.

SAN # ORG ID

YYou will need to provide 2 “Bona Fide” Business Documents. Choose 2 of the following materials:
• State Business License
• Articles of Incorporation
• Mortgage Broker Certificate
• Mortgage Banker License
• Current Business Phone Bill
• Voided Business Check
• Business Lease

(No account will activate until “Bona Fide” documents are received and approved). You can fax your letters to 800-509-5241.

Telephone Lawful Use and Trigger Data Accuracy
Each day we pass the Trigger Lead phone numbers against the Federal Do-Not-Call Database. Any records with phone numbers on the Federal DNC Database are removed from the available leads. Doing so protects you from calling someone on the file. There is no accuracy guarantee on our phone numbers. Dead numbers, fax lines, phone number reassignments are to be expected and telemarketers should expect a degree of disconnects in the range of 5% to as high as 22%.

NO Warranty, Liability.
The Lists are provided to client “AS IS”. VIRTUAL LENDING SOURCE MAKES NO WARRANTIES AND EXPRESLY DISCLAIMS ALL IMPLIED REPRESENTATIONS AND WARRANTIES, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE LISTS. In no event shall Virtual Lending Source or any primary & secondary party processor be liable for direct, indirect, incidental, consequential or punitive damages, including lost profits, even if advised of the possibility thereof. In the event of termination client shall: (i) discontinue using the applicable Lists; (ii) remove from its files, computers and systems all copies of the Lists and (iii) return to Virtual Lending Source the Lists and any materials or other documents evidencing the Lists; and/or destroy all copies of the Lists as requested.

Firm Offer of Credit Requirement
FTC requires that all data extracted from credit bureaus for marketing purposes be used only for a Firm Offer of Credit. This means that you are making an offer of the following, “you have been pre-selected for a mortgage loan”. Your must agree to and state, when asked, the terms of the firm offer of credit. You will receive the terms of this firm offer as well as Opt-Out information required by the FTC that you must read, sign and fax back to Virtual Lending Source in order to receive final approval.

Data Output
Federal Trade Commission requires that delivery only be name, address, and telephone numbers with all credit data orders. Those you may select within fields such as Credit Score and/or Mortgage Balance, the individual records will not contain any associated information. This requirement protects you and others from the potential misuse of your prospects personal credit information.

You Agree to the Above
By clicking submit you agree the Data Accuracy, No Warranty, Liability, and Firm Offer Policy/Requirements described in the above paragraphs